What are you going to do for the rest of your life?

An Overview of the Advantages and Challenges of Retiring in the Hill Towns

I can’t wait to retire!!” How often have you heard or thought that? We all look forward to a long,
healthy, happy retirement where we can enjoy our later years in the place we want to call home. For many of us that place is where we have lived for years, for others it is moving to the vacation home they have enjoyed for years on a part time basis, and others might want to move to a different climate on a full or part time basis. Retirement usually involves some exciting changes to our life style.

Where ever we hope to retire, there are things to consider. In our hill-towns there are different issues to consider than in an urban or suburban area. The Tolland COA is presenting a program to overview some of the issues to consider in retirement with a focus on retiring to the hill-towns. The program will be held on Saturday April 29 from 9:30 AM to 12 noon at the Tolland Public Safety Complex; 206 West Granville Rd (Rt. 57); Tolland, MA 01034. The program is open to everyone with a special emphasis on those who expect to retire in the next five to ten years or adult children who might want to help their parents with retirement planning.

Following coffee and refreshments starting at 9:30 MA, presentations by experienced professionals will start at 10AM. Each of the four-overview presentation will be about 20 minutes long followed by ten minutes of questions and discussion. During the discussion period, you may hear some of the experiences of folks who have retired to the hill towns.

In the Health and Insurance Overview, we will hear about transitioning from private insurance to Medicare and some of the pit falls to avoid, the availability of health care in the hill towns, and other pertinent subjects. This section will be presented by Phil Burns, Community Health and Outreach Worker, SHINE (Serving the Health Information Needs of Elders) counselor.

In the Physical Home Assessment Overview, there will be a discussion of the physical changes you might want to make to your home and yard to accommodate your changing life style. This section will be presented by Dave Spidal, Ph.D. who became involved in the issue when working with his architect to expand their retirement home prior to moving in. He later had more first-hand experience while recovering from a shattered ankle.

In the Activities for Life Overview, will discuss transitioning from getting up every day and going to work to getting up every day and wondering what to do that day. “What are you going to do for the rest of your life?” is just as pertinent question for Seniors as it is for recent graduates. This section will look at the both the physical and mental changes brought about by retirement.

In the Finance and Legal Overview, we will hear about financial planning tools and programs to distribute and stretch your savings, keys to successful investing, deciding what to do with your 401(k) plan when you retire. Also things to consider with your attorney such as living wills, health care proxy’s, and estate planning. This section will be presented by Mark De Celle, , CFP ® , ChFC ® , CLU ® is the owner of Ameriprise Financial in Great Barrington, MA. He is a Financial Advisor with extensive experience in portfolio selection and planning.

At the end, we will survey the attendees to see if there is interest in more detailed follow up seminars on any of the subjects.

Reservations are not needed for this free session, but if you will be attending we would appreciate you calling 413 258-4794 x129 so we are sure to get enough donuts. Looking forward to seeing you there.